What is Accident Protection?
Accident protection is a clever safety net that pays out a cash lump sum if you are injured or killed in an accident. While your standard insurance handles the big picture, this cover helps with the immediate costs that crop up, like medical expenses, loss of earnings, or travel to hospital. In the UK, it acts as a brilliant extra layer of security for those "just in case" moments.
TERMS AND CONDITIONS APPLY. THE PLAN WILL HAVE NO CASH-IN VALUE AT ANY TIME AND WILL CEASE AT THE END OF THE TERM.
MultiProtect with MetLife
We work with MetLife to offer MultiProtect, a flexible plan that looks after you and your family 24 hours a day, whether you are at home, at work, or even abroad.
Core benefits
Broken Bones
Receive up to £5,000 per bone to help you through your recovery.
Hospital Stays
Get up to £250 for every 24 hours you spend in a UK or European hospital following an accident.
If you suffer a permanent injury such as paralysis or loss of sight, you could receive up to £250,000.
Financial support of up to £250,000 if an injury leaves you permanently unable to care for yourself.
Should the worst happen, your loved ones could receive up to £200,000.
Non Accidental Death (natural causes)
We refund your premiums in the first year or provide a payout of up to £20,000 after year five.
Optional Extras
(From just £1 per month)
Child Cover
Protects your children from 6 months old for broken bones, hospital stays, and even cancer. They don't even need to live with you to be covered.
Active Lifestyle
Extra protection for those who love their sports, covering ligament tears, tendon ruptures, and dislocations.
Healthcare Cover
Specifically designed for those working in the healthcare sector who may be at higher risk of contracting certain illnesses.
Additional cover from other leading insurers is also available.
Looking for something else? We're here to help.
From family protection and mortgages to specialist commercial cover, we’ve got you sorted. Because we’re part of a wider group of financial and wealth management specialists, you get the best of both worlds: professional, big-picture expertise delivered with a friendly, personal touch.
Trusted by thousands of happy customers
We’re part of Openwork Ltd, one of the UK’s leading financial networks, to bring you expert advice you can trust. At BVS Protection, our qualified advisers don’t believe in 'one size fits all.' We’re constantly refining our standards to make sure the cover we recommend is perfectly suited to you and your family.


Want to speak with an adviser?
Good protection advice starts with a clear conversation. If you would like to explore your options, our advisers are here to listen, answer your questions and help you understand what may be suitable for your needs.
Your first conversation is informal and there is no obligation to proceed. You can contact us using the details below.
Contact us by phone
Call us on 020 7183 8343, Monday to Friday, 9am–5pm
Contact us by email
Email us at [email protected].
Chat to us online
Select the chat icon to speak with us online.
Complete our online form and one of our team will get back to you.
We take your privacy seriously. By submitting your enquiry, you agree that BVS Protection and Openwork may use your details to respond to your enquiry and provide the services you have requested. If you choose not to proceed, we will keep your records only for as long as necessary, in line with our data retention policy. Please read our Privacy Policy for details on how your data is used, shared and protected.
BVS Mortgages and Financial Services Ltd (10967395) is an appointed representative of The Openwork Partnership, a trading style of Openwork Limited which is authorised and regulated by the Financial Conduct Authority.
Approved by The Openwork Partnership on XX/XX/XXX.
BVS Mortgages & Financial Services Ltd is registered in England. Registered Number: 10967395. Registered Address: Churchill House, 120 Bunns Lane, London, England, NW7 2AS.
Protection Services

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